FDrates

Non-Callable Fixed Deposit Rates

Sl. No.Period3 CR < 5 CR5 CR < 10 CR10 CR < 25 CR
130 – 45 days5.005.005.00
246 – 60 days5.105.105.10
361 – 87 days5.355.355.35
488 days – 3 months 24 days5.855.905.90
53 months 25 days < 4 months5.855.905.90
64 months < 6 months5.855.905.90
76 months < 9 months6.156.156.15
89 months < 1 year6.256.256.25
91 year – 1 year 10 days6.406.406.40
101 year 11 days < 13 months6.406.406.40
1113 months < 15 months6.406.406.40
1215 months < 18 months6.556.406.40
1318 months < 2 years6.556.556.55
142 years < 3 years6.556.656.65
153 years < 5 years6.556.656.65
165 years to 10 years6.556.656.65
Axis Bank Non-Callable Domestic Term deposit ROI in % p.a.
For deposit amount of Rs 3 Crore and above w.e.f. 15-07-2025

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Sl. No.Period3 CR <= 10 CR10 CR < 25 CR
17 days to 15 days3.003.00
216 days to < 1 month3.403.40
31 month < 2 months5.155.15
42 months < 3 months5.505.50
53 months < 4 months5.905.90
64 months < 5 months5.905.90
75 months < 6 months6.006.00
86 months < 7 months6.006.00
97 months < 8 months6.006.00
108 months < 9 months6.106.10
119 months < 10 months6.106.10
1210 months < 11 months6.106.10
1311 months < 12 months6.106.10
1412 months6.906.90
1512 months 1 day < 13 months6.906.90
1613 months < 14 months6.856.85
1714 months < 15 months6.856.85
1815 months < 16 months6.706.70
1916 months < 17 months6.706.70
2017 months < 18 months6.706.70
2118 months < 2 years6.706.70
222 years to less than 3 years6.706.70
233 years to less than 5 years6.156.15
245 years to 10 years4.904.90
Bandhan Bank Non-Callable Domestic Term deposit ROI in % p.a.
For deposit amount of Rs 3 Crore and above w.e.f. 11-07-2025

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Sl. No.PeriodGeneral PublicSenior Citizen
11 Year6.557.05
2444 Days (Bob Square Drive Deposit Scheme)6.657.15
3Above 1 Year to 400 days6.557.05
4Above 400 days and upto 2 Years6.557.05
5Above 2 Years and upto 3 Years6.557.05
6Above 3 Years and upto 5 Years6.457.05
7Above 5 Years and upto 10 Years6.057.05
Bank of Baroda Non-Callable Fixed Deposit (Domestic, NRO & NRE) Accounts, ROI in % p.a.
Minimum Single Deposit above ₹1 crore to below ₹3 Crores – w.e.f. 12-06-2025

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Sl. No.Period1 CR < 3 CR3 CR < 10 CR
11 year6.656.65
2Above 1 year to less than 2 years (except 450 days)6.606.40
3450 days6.856.40
42 years to less than 3 years6.556.15
53 years6.405.65
Bank of India Non-Callable Domestic Term deposit ROI in % p.a.
For deposit amount above 1 CR w.e.f. 16-06-2025

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Sl. No.PeriodGeneral PublicSenior Citizen
146 Days to 90 Days4.604.60
291 Days to 179 Days4.854.85
3180 Days to 269 Days5.856.35
4270 Days to less than 1 Year6.106.60
51 Year & above to 1 Year 3 Months only6.607.10
6444 Days6.707.20
7Above 1 Year 3 Months to less than 2 Years6.607.10
82 Years & above to less than 3 Years6.607.10
Canara Bank Non-Callable Fixed Deposit ROI in % p.a.
Minimum Single Deposit ₹1 Crore or above to below ₹3 Crore – w.e.f. 09-06-2025

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Sl. No.PeriodGeneral PublicSenior CitizenSuper Senior Citizen
1444 days6.807.307.55
2555 days6.807.307.55
3999 days6.607.107.35
Central Bank of India Non-Callable Fixed Deposit Rates in % p.a. – w.e.f. 10-07-2025

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Sl. No.PeriodGeneral Public
191 days to 180 days5.80
2181 days to 270 days6.30
3271 days to 364 days6.30
4365 days7.00
City Union Bank Non-Callable Domestic Term deposit ROI in % p.a.
For deposit amount above 1 CR to less than 3 CR w.e.f. 18-07-2025

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Sl. No.Period1 CR < 3 CR3 CR < 5 CR
11 months 15 days to less than 2 monthsNA5.00
22 months to less than 3 monthsNA5.10
33 months to less than 4 monthsNA6.25
44 months to 9 monthsNA6.50
5Above 9 months to less than 12 monthsNA6.50
612 months to 15 monthsNA7.00
713 months7.50NA
8Above 15 months to 24 monthsNA7.00
9Above 24 months to 120 monthsNA6.05
CSB Bank Non-Callable Domestic Term deposit ROI in % p.a.
For deposit amount above 1 CR to less than 5 CR w.e.f. 18-07-2025

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Sl. No.Period1 CR < 3 CR
112 months to less than 15 months7.25
215 months to less than 16 months7.30
316 months to less than 24 months7.00
424 months to less than 25 months7.10
525 months to 26 months7.10
6More than 26 months to less than 27 months7.25
727 months to less than 28 months7.50
828 months to 60 months7.25
DCB Bank Non-Callable Fixed Deposit ROI in % p.a.
Minimum Single Deposit above ₹1 Crore to below ₹3 Crores – w.e.f. 18-07-2025

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Sl. No.PeriodGeneral PublicSenior Citizen
11 year6.507.00
2Above 1 year to 443 days6.707.20
3444 days6.807.30
4445 days to 3 years6.707.20
5Above 3 years to 4 years6.607.10
6Above 4 years to 5 years6.356.85
Federal Bank Non-Callable Resident Term deposit ROI in % p.a.
For Deposit Amount of Rs 1 Crore to 3 Crore w.e.f. 17-07-2025

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Sl. No.Period2 CR < 5 CR5 CR < 25 CR25 CR < 50 CR
189 days <= 120 daysNA5.855.85
2121 days <= 150 daysNA5.855.85
3151 days <= 6 monthsNA5.855.85
46 months 1 day <= 9 monthsNA6.006.00
59 months 1 day to < 1 yearNA6.106.10
61 year to < 15 months6.256.256.25
715 months to < 18 months6.256.256.25
818 months to < 21 months6.256.256.25
921 months to 2 years6.256.256.25
102 year 1 day to 3 years6.356.356.35
113 year 1 day to 5 years6.456.456.45
125 year 1 day to 10 years6.256.256.25
HDFC Bank Non-Callable Domestic Term deposit ROI in % p.a.
For deposit amount of Rs 2 Crore and above w.e.f. 15-07-2025

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Sl. No.Period3 CR < 5 CR
17 days to 29 days3.75
230 days to 45 days4.50
346 days to 60 days4.75
461 days to 90 days5.25
591 days to 120 days5.35
6121 days to 184 days5.35
7185 days to 270 days5.60
8271 days to < 1 year5.60
91 year to 389 days6.35
10390 days to < 15 months6.35
1115 months to < 18 months6.35
1218 months to 2 years6.45
132 years 1 day to 5 years6.65
145 years 1 day to 10 years6.65
ICICI Bank Non-Callable Domestic Term deposit ROI in % p.a.
For deposit amount between Rs 3 Crore and Rs 5 Crore w.e.f. 19-07-2025

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Sl. No.Period3 CR <= 7.5 CR7.5 CR <= 10 CR
191 – 180 days5.815.86
2181 – 250 days5.966.01
3251 – 270 days6.016.06
4271 days to less than 1 year6.016.06
51 year6.066.11
6Above 1 year to less than 1 year 3 months5.965.96
7Above 1 year 3 months to 2 years5.965.96
IDBI Bank Non-Callable General/NRE/NRO Term Deposit ROI in % p.a.
For Deposit amount between Rs 3 crore and Rs 10 crore w.e.f. 18-07-2025

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Sl. No.Period3 CR <= 26 CR
17 – 14 days4.45
215 – 35 days4.60
336 – 45 days5.00
446 – 60 days5.25
561 – 91 days5.70
692 – 180 days5.85
7181 – 270 days6.20
8271 – 365 days6.30
9366 – 399 days6.45
10400 – 499 days6.45
11500 – 540 days6.45
12541 – 731 days6.45
13732 – 1095 days6.45
143 years 1 day – 5 years6.45
155 years 1 day – 10 years6.45
IDFC First Bank Non-Callable Domestic/NRE/NRO Term Deposit ROI in % p.a.
For deposit amount above Rs 3 Crore w.e.f. 07-07-2025

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Sl. No.Period3 CR to 5 CR
17 days to 29 days5.00
230 days to 45 days5.25
346 days to 90 days5.35
491 days to 120 days5.80
5121 days to 180 days5.80
6181 days to less than 9 months6.05
79 months to less than 1 year6.15
81 year6.55
9Above 1 year to less than 2 years 6.00
102 years to less than 3 years5.50
113 years and above5.50
Indian Bank Non-Callable Domestic/NRE Term Deposit ROI in % p.a.
For deposit amount Rs 3 Crore to Rs 5 Crore w.e.f. 18-07-2025

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Sl. No.PeriodGeneral PublicSenior Citizen
17 days to 14 days4.655.40
215 days to 30 days4.755.50
331 days to 45 days5.356.10
446 days to 60 days5.756.50
561 days to 120 days6.257.00
6121 days to 180 days6.357.10
7181 days to 210 days6.507.25
8211 days to 354 days6.607.35
9355 days to 364 days6.657.40
101 Year to below 1 Year 1 Months6.907.65
111 Year 1 Month to up to 2 Years7.107.85
12Above 2 Years to below 3 years 3 Months6.907.65
13Above 3 years 3 months to below 61 month6.757.50
1461 month and above6.607.35
IndusInd Bank Non-Callable Domestic/NRE/NRO Term Deposit ROI in % p.a.
For deposit amount Rs 1 Crore to Rs 3 Crore w.e.f. 16-06-2025

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Sl. No.Period3 CR to 5 CR
191 days to 180 days6.10
2181 days to 270 days6.35
3271 days to less than 1 Year6.35
41 Year to less than 2 years7.00
52 years to 887 days6.60
6888 days7.40
7889 days to less than 3 years6.60
Jammu & Kashmir Bank Non-Callable Term Deposit ROI in % p.a. w.e.f. 11-07-2025
The minimum contract period of NRE Term Deposits is 1 Year.

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Sl. No.Period3 CR to < 10 CR10 CR to < 25 CR
192 – 120 DaysNA5.90
2121 – 179 DaysNA5.90
3180 DaysNA5.95
4181 Days – 270 Days6.156.10
5271 Days – 279 Days5.255.75
6280 Days ‐ 364 Days6.206.15
7365 Days ‐ Less Than 15 Months6.606.30
815 Months – Less than 18 Months6.606.30
918 Months – Less than 2 Years6.606.30
102 Years and above but less than 3 Years6.506.30
113 Years and above but less than 4 Years6.506.30
Kotak Mahindra Bank Non-Callable Domestic/NRE/NRO Term Deposit ROI in % p.a.
For deposit amount above Rs 3 Crore w.e.f. 03-07-2025

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Sl. No.Period1 CR < 3 CR
General PublicSenior CitizenSuper Senior Citizen
191 to 179 Days4.955.455.75
2180  to  270 Days5.856.356.65
3271 Days to  302 Days6.056.556.85
4303 Days5.956.456.75
5304 Days to < 1 Year6.056.556.85
61 Year6.456.957.25
7Above 1 Year to 389 Days6.456.957.25
8390 Days6.757.257.55
9391 Days to 505 Days6.456.957.25
10506 Days6.356.857.15
11507 Days to 2 Years6.456.957.25
12> 2 year to 3 years6.456.957.25
13> 3 years to 1203 days6.557.057.35
141204 days6.456.957.25
151205 days to 5 years6.557.057.35
16> 5 years to 1894 days6.056.856.85
171895 days5.906.706.70
181896 days to 10 years6.056.856.85
Punjab National Bank Non-Callable (PNB Uttam) Domestic/NRO Term Deposit ROI in % p.a.
For deposit amount Rs 1 Crore to Rs 3 Crore w.e.f. 18-06-2025

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Sl. No.PeriodGeneral PublicSenior CitizenNRE/NRO Rate
112 months to less than 15 months7.708.207.70
215 months to less than 18 months8.008.508.00
318 months to 24 months8.208.708.20
424 months 1 day to 36 months7.708.207.70
536 months 1 day to 60 months 1 day7.307.807.30
660 months 2 days to 120 months7.207.707.20
RBL Bank Non-Callable Domestic/NRE/NRO Term Deposit ROI in % p.a.
For deposit amount below INR 2 crore || 50 lakhs and above for non-individual and INR 1 crore above for individual customers w.e.f. 01-05-2024

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PeriodGeneralResident Senior Citizen
400 days (SIB MAX PLUS)7.507.50
South Indian Bank Non-Callable Domestic/NRE/NRO Term Deposit ROI in % p.a.
For single deposit of amount Rs 1 Crore to Rs 2 Crore w.e.f. 22-04-2024

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Period1.01 CR to < 3 CR
General PublicSenior Citizen
1 Year6.557.05
2 Year6.857.35
State Bank of India Non-Callable Term Deposit ROI in % p.a.
For deposit amount Rs 1 Crore and above w.e.f. 15-06-2025

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